We Finance In-House, No Credit Needed
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ABOUT US

At SPENCER AUTO SALES, we are in the business of selling cars.

At Spencer Auto Sales LLC, we are here to make purchasing your vehicle as easy as possible. We Finance In-House, so that you never have to bother with a bank. We typically finance a term of 24-42months (for specific finance terms, please visit us). We service the greater Houston, and surrounding areas such as Katy, Spring, Cypress, Baytown, Pasadena, South Houston, Sugar Land, League City, Galveston and others within an approx. 75 mile radius of our location*!
 
NO CREDIT CHECKED BASED FINANCING.
That also means you are instantly approved with the following:
 
  • Identification: Texas DL, ID, US or Foreign Passport.(ID de Texas, Licencia de Texas, Pasaporte de USA o extranjero.)
  • Proof of Income: 2 Recent Check Stubs. Bank Statements. Official Award Letters.(Comprobante de trabajo. Hay diferentes maneras de comprobar. Trabajamos con todos.)
  •  Proof of Address: An active Lease AND OR Current Utility Bills.(Comprobante de domicilio. Traiga un bil o algo con su nombre)-
  • Full Coverage Insurance: Your car must be fully insured to cover Comprehensive and Collision.(Seguro de carro completo.)
  • Down Payment: Varies per car.(Enganches dependiendo del carro)
 
Of course, if you need further help, do not hesitate to contact us. As mentioned, we check no credit and everyone gets a second chance at financing.